Sub-Contractors insurance
Protecting the backbone of the construction industry.

In construction, sub-contractors are the specialists who bring expertise and precision to every project. From crane operators to roofers, plumbers to piling experts, your work is essential to getting the job done right.
At Austcover, we provide tailored insurance solutions that protect sub-contractors from the unique risks you face on-site and beyond.
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Cover for sub-contractor roles
Whether you’re working on a major infrastructure project or a smaller build, Austcover offers insurance and risk management solutions designed to protect your livelihood. Our solutions can cover:
Safeguard against the risks associated with operating heavy machinery.
Protection for your materials, tools, and liability when laying the foundation for success.
Ensure peace of mind while you reinforce and stabilise structures.
Cover for potential accidents, material damages, and on-site risks.
Comprehensive coverage for high-risk projects, including liability and machinery protection.
Protect your equipment, tools, and reputation with tailored liability insurance.
Tailored insurance programs for
- Public and Product Liability: Protecting against claims of property damage or personal injury caused by your work.
- Tools and Equipment: Coverage for theft or damage to the tools of your trade.
- Professional Indemnity: Safeguards against claims of negligence or mistakes in your work.
- Commercial Vehicles: Protection for vehicles critical to your operations.

Frequently Asked Questions
Why use an insurance broker?
Insurance can be a complex process, navigating through the various products, covers available, exclusions and confusing terminology. Having an experienced insurance broker on your side means you have a qualified professional who acts on your behalf, not for the insurer, ensuring your specific needs are assessed and you get the insurance program that works for you.
Why partner with Austcover?
With a track record of success since 1987, we’ve earned the trust of Construction businesses and principal contractors across Australia.
Every business has unique challenges, we work closely with you to create bespoke programs to meet your specific needs.
Our broking teams based in Brisbane, Melbourne and the Gold Coast support clients and businesses across Australia.
For us it's not just about an insurance policy, we work with you to find ways to mitigate your risks, providing a safe and secure future for your business.
