Community Environment & Landcare

Community environment organisations, such as Landcare, play a vital role in protecting and rehabilitating Australia’s natural environment.

From tree planting and soil conservation to community education and wildlife preservation, these activities contribute to a sustainable future. At Austcover, we work hard to find an insurance solution to help safeguard your organisation.

Understanding community environment risks

Operating a community environment organisation can involve unique challenges and legal considerations. While some organisations may have some protection from being an incorporated association, offering limited liability for members, it may not protect the organisation or individual directors in cases of proven negligence.

Therefore, appropriate insurance coverage is essential to mitigate risks such as:

• Volunteer and employee safety: Protecting volunteers and staff is a priority. If injuries occur during activities, legal claims or compensation may follow.
• Public Liability: Activities like tree planting or waterway rehabilitation in public spaces can result in harm to people or property, making public liability insurance crucial.

Additional risks:

• Directors and Officers Liability: Board and committee members may face personal liability for negligent actions or decisions. This insurance protects their personal assets.
• Professional Indemnity: For organisations employing project officers, this insurance safeguards against claims related to professional advice or services.
• Equipment damage: Tools and machinery are vital assets that need protection against theft, damage, or loss.
• Environmental and event risks: Natural disasters or incidents during events can lead to unforeseen expenses, making insurance coverage indispensable.