Commercial & Industrial
Protecting business assets with tailored solutions.
With tailored insurance and risk management solutions, Austcover helps protect your business assets, from buildings and equipment to plant operations, against unforeseen risks and disasters.
With over 35 years of experience, we understand the unique challenges of managing commercial and industrial properties and our team of insurance broking experts are dedicated to providing advice and ongoing support for your business assets and operational risks.
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Understanding the risks for commercial and industrial properties
Managing commercial and industrial properties comes with unique challenges that require expert insurance solutions. Key risks include:
- Property damage: From natural disasters like storms or floods to accidental damage or vandalism, these incidents can disrupt operations and lead to substantial financial loss.
- Business interruption: Unexpected events, such as fires or equipment failure, can halt business operations, impacting revenue.
- Liability Exposure: Claims for third-party injuries or property damage can result in costly legal actions.
- Equipment and plant risks: Damage to essential machinery or equipment can disrupt workflows and incur significant repair or replacement costs.
- Regulatory compliance: Navigating complex safety and operational regulations can pose challenges for property owners and managers.
Tailored insurance solutions for commercial and industrial properties
At Austcover, we help you find the right insurance program which is structured to help mitigate these risks and protect your business. Our insurance broking services can include:
- Coverage for building structures and contents
- Protection against fire, storm, flood, and accidental damage
- Theft and vandalism coverage
- Financial protection for loss of income during unexpected disruptions
- Coverage for ongoing expenses, such as payroll and utilities, during recovery periods
- Protection against claims for third-party injuries or property damage
- Coverage for legal defence costs
- Coverage for repairs or replacement of critical plant and equipment
- Protection against mechanical or electrical failure
- Proactive risk assessments to identify vulnerabilities
- Tailored strategies to reduce the likelihood of claims
- Compliance support to meet regulatory requirements
Why use an insurance broker?
Insurance can be a complex process, navigating through the various products, covers available, exclusions and confusing terminology. Having an experienced insurance broker on your side means you have a qualified professional who acts on your behalf, not for the insurer, ensuring your specific needs are assessed and you get the insurance program that works for you.
Why partner with Austcover?
With a track record of success since 1987, we’ve earned the trust of Construction businesses and principal contractors across Australia.
Every business has unique challenges, we work closely with you to create bespoke programs to meet your specific needs.
Our broking teams based in Brisbane, Melbourne and the Gold Coast support clients and businesses across Australia.
For us it's not just about an insurance policy, we work with you to find ways to mitigate your risks, providing a safe and secure future for your business.